A College Education Is (Not) Worth The Time And Money Essay

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An arts degree from a rigorous school such as Columbia or the University of California, San Diego pays off handsomely.A report by Mc Kinsey, a consultancy, found that 42% of recent graduates are in jobs that require less than a four-year college education.Some 41% of graduates from the nation’s top colleges could not find jobs in their chosen field; and half of all graduates said they would choose a different major or school.Her debt has swollen to ,000, but she will have little trouble paying it off.As Ms Styles’s story shows, there is no simple answer to the question “Is college worth it? American schoolkids pondering whether to take on huge student loans are constantly told that college is the gateway to the middle class.Those who borrowed for a bachelor’s degree granted in 2012 owe an average of ,400.The Project on Student Debt, a non-profit, says that 15% of borrowers default within three years of entering repayment. Glenn Reynolds, a law professor and author of “The Higher Education Bubble”, writes of graduates who “may wind up living in their parents’ basements until they are old enough to collect Social Security.”That is an exaggeration: students enrolling this year who service their debts will see them forgiven after 20 years. It does not help that nearly a third of those who take out such loans eventually drop out of college; they must still repay their debts. Many four-year degrees drag on longer, and so cost more.Some schools are unfairly affected by the local job market—Murray State might look better if Kentucky’s economy were thriving.Universities that set out to serve everyone will struggle to compete with selective institutions.Hard subjects pay off Unsurprisingly, engineering is a good bet wherever you study it.An engineering graduate from the University of California, Berkeley can expect to be nearly

An arts degree from a rigorous school such as Columbia or the University of California, San Diego pays off handsomely.

A report by Mc Kinsey, a consultancy, found that 42% of recent graduates are in jobs that require less than a four-year college education.

Some 41% of graduates from the nation’s top colleges could not find jobs in their chosen field; and half of all graduates said they would choose a different major or school.

Her debt has swollen to $65,000, but she will have little trouble paying it off.

As Ms Styles’s story shows, there is no simple answer to the question “Is college worth it? American schoolkids pondering whether to take on huge student loans are constantly told that college is the gateway to the middle class.

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An arts degree from a rigorous school such as Columbia or the University of California, San Diego pays off handsomely.A report by Mc Kinsey, a consultancy, found that 42% of recent graduates are in jobs that require less than a four-year college education.Some 41% of graduates from the nation’s top colleges could not find jobs in their chosen field; and half of all graduates said they would choose a different major or school.Her debt has swollen to $65,000, but she will have little trouble paying it off.As Ms Styles’s story shows, there is no simple answer to the question “Is college worth it? American schoolkids pondering whether to take on huge student loans are constantly told that college is the gateway to the middle class.Those who borrowed for a bachelor’s degree granted in 2012 owe an average of $29,400.The Project on Student Debt, a non-profit, says that 15% of borrowers default within three years of entering repayment. Glenn Reynolds, a law professor and author of “The Higher Education Bubble”, writes of graduates who “may wind up living in their parents’ basements until they are old enough to collect Social Security.”That is an exaggeration: students enrolling this year who service their debts will see them forgiven after 20 years. It does not help that nearly a third of those who take out such loans eventually drop out of college; they must still repay their debts. Many four-year degrees drag on longer, and so cost more.Some schools are unfairly affected by the local job market—Murray State might look better if Kentucky’s economy were thriving.Universities that set out to serve everyone will struggle to compete with selective institutions.Hard subjects pay off Unsurprisingly, engineering is a good bet wherever you study it.An engineering graduate from the University of California, Berkeley can expect to be nearly $1.1m better off after 20 years than someone who never went to college.

.1m better off after 20 years than someone who never went to college.

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